Know what is on your credit report. There is a loan for every Baltimore home buyer. The only difference will be rate, terms and conditions. Maryland home buyers with the best credit will get the best rates. Homefinders.com will have a trusted lender review your credit and pre-qualify you for a mortgage loan in Baltimore AT NO COST TO YOU.

Work with a Buyer's Agent to help you find a home in Baltimore. It costs you no more and you'll have someone in your corner.

Fact: Listing agents represent and work in the best interest of the seller.
Fact: Buyer's Agents represent and work in the best interest of the buyer.
Fact: Homefinders.com NEVER practices Dual Agency. We do NOT try to represent buyers and sellers in the same contract. When we work with a buyer, you can be assured that we will NEVER try to convert you to a customer or reduce our duty to represent YOU.

How much money am I going to need? It will vary with the price of the home and the type of loan you decide to use. Home buyers seeking Conventional loans have the option of loans with Zero down payment, 3% down, 5% down, 10% down, 20% or more down. Your interest rate and payment will adjust accordingly. We have good resources for 100% loans, 103% loans for Maryland home buyers. Closing costs are high in Maryland. We'll analyze your needs and recommend the best lender for your home in Maryland. Our company does not receive any fee for lender referrals. We want YOU to get the best loan for your money.

* Can I get a Home Warranty on a home?? Yes, and Homefinders.com will pay for it. We provide all of our resale Maryland home buyers with a FREE One Year HMS Warranty. Sleep easy.

* Can I inspect the home I want to buy? Yes. Once you have an accepted Contract of Sale, we will coordinate a home inspection. Serious defects can be a cause to declare a contract null and void. However, that is rare and we generally negotiate repairs with the seller. Homes that need extensive repairs will be discounted for condition.

* Can I get the house inspected for termites?? Yes, yes. And, if the Maryland termite inspector finds an infestation, the seller must do a treatment and make any repairs up to 2% of the purchase price.

We'll take good care of you.

OUR MISSION To give you to tools you need to help you make good smart home buying decisions. If you're a first time Maryland home buyer, our agents will help you learn the home buying process from your first tour to the date you settle your home purchase and get the keys to your newly purchased home in Baltimore County. See Home Styles HERE Homes For Sale in Baltimore A part of the Homefinders.com Network

Tip: Phoenix offers $1Million homes on large lots.